Personal Injury
Injury Compensation & Benefits
After an injury, the financial side matters. We help you understand every benefit and form of compensation available in BC and make sure nothing is left on the table.
Recovering from an injury is hard enough without watching bills arrive while your income drops. If you are lying awake doing that math, you are not alone, and there is real support available. British Columbia's system provides a range of benefits after a motor vehicle crash, and other forms of compensation can apply depending on how you were injured. The key is knowing what exists and claiming all of it properly.
For most crashes since May 1, 2021, ICBC's Enhanced Care provides the core support. That can include funding for medical and rehabilitation treatment, income replacement if your injuries keep you from working, care and caregiver support at home, and additional benefits for serious or permanent injuries. These benefits apply regardless of who caused the crash, and they are tied to your recovery needs rather than to a lawsuit.
Injuries outside the ICBC system follow different rules. A fall on unsafe property, for example, can involve compensation through negligence law rather than defined benefits. And in every kind of claim, the smaller costs add up too, from prescriptions and equipment to travel for treatment. Keep your receipts for anything your injury forces you to spend, because reasonable expenses are often claimable and very often forgotten.
The hardest part is that support does not always arrive as it should. Benefits can be miscalculated, delayed, reduced, or cut off while you are still recovering, and those decisions can be reviewed and disputed, including at the Civil Resolution Tribunal. We help you identify everything you may be entitled to, claim it properly, and challenge decisions that fall short. Your first case evaluation is free, with no obligation.
Free Tool
Estimate the Value of Your Injury Claim
Answer a few quick questions for a rough, instant illustration of a potential injury claim range. In BC, auto injuries are handled through ICBC's Enhanced Care system, so real amounts vary case by case. For an honest assessment, talk to Shawn Sidhu for free.
Estimated potential range
$15,000 to $36,000
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This is a rough illustration only and not legal advice, a guarantee, or a prediction of any ICBC benefit or settlement. The best way to find out what your claim is really worth is a free, no obligation case review.
Get My Real EstimateHow we can help
Treatment and rehabilitation funding
Coverage for the physiotherapy, counselling, and other care your recovery needs, kept in place for as long as it is needed.
Income replacement
Support when your injuries keep you from working, with the amounts checked carefully against your real earnings.
Care and caregiver support
Help at home when your injury means you cannot manage daily tasks or care for family the way you did.
Permanent impairment benefits
Additional compensation when an injury leaves lasting effects, with the assessment reviewed properly rather than simply accepted.
Out of pocket expenses
Reasonable costs your injury forces you to pay, from prescriptions to travel for treatment, tracked and claimed.
Compensation outside ICBC
For falls and other non-crash injuries, we assess what compensation negligence law may provide in your situation.
Common questions
Is this the same as a settlement?
For most BC crashes, no. Enhanced Care replaced most injury lawsuits with a defined set of benefits tied to your recovery, so there is usually no traditional settlement from the other driver. Injuries outside ICBC, like falls, can still involve negligence claims. We explain honestly which path applies to you.
How is income replacement calculated?
It is based on your earnings before the crash, within the rules and limits ICBC applies. The calculation can go wrong, especially for self-employed people, seasonal workers, and anyone whose income varies. If the amount you receive does not reflect what you actually earn, we can review it and push for a correction.
What everyday expenses can I claim?
Reasonable costs caused by your injury are often claimable, such as prescriptions, medical equipment, and travel to treatment. The habit that protects you is simple. Keep every receipt and note why the expense was needed. Small amounts add up over a long recovery, and forgotten receipts are money left behind.
What if my benefits are denied or cut off?
Denials and cutoffs can be reviewed and disputed. ICBC can be asked to reconsider internally, and benefit disputes can go to the Civil Resolution Tribunal. Good medical evidence is usually the deciding factor, so keep treating and reporting symptoms. We help you build the file and meet every deadline along the way.
Do benefits cover injuries that are permanent?
Enhanced Care includes permanent impairment benefits and greater support for serious and catastrophic injuries, which can extend to long term care and support needs. How your injury is assessed drives what you receive, so the assessment deserves close attention. We make sure it reflects your real condition, not an optimistic version.
Will claiming benefits cost me anything up front?
Talking to us costs nothing. Your case evaluation is free, with no obligation, and we will explain clearly how fees would work before you ever decide to hire us. You will never be pressured, and you will leave the first conversation knowing more about your entitlements than when you arrived.
Understand what you are entitled to
No pressure and no obligation. Just a clear conversation about where you stand and what comes next.